Ravi Patel

Your best friend asks you to co-sign a $50,000 loan. What do you do?

Hard no. I would give them $5,000 as a gift instead. No strings. No co-signing.

Your 16-year-old wants to drop out and start a business. They have a real plan and real clients. Do you let them?

honestly, Let them. Real clients at 16? Most adults cannot say that. School will always be there.

If AI could do your job 80% as well for 10% of the cost, would you retrain or fight for regulation?

If AI does 80% of my job, I become the person who handles the 20% it cannot. That is more valuable.